This year’s Leaseurope & Eurofinas Annual Conventions once again brought together the most influential leaders of the European leasing, automotive rental, and consumer credit industries, and TotalSoft was proud to join as a sponsor of this flagship event.
The 2025 edition gathered over 300 C-level executives, industry experts, and policymakers from across Europe and beyond, under the forward-looking theme:
“Enabling Sustainable Prosperity and Competitiveness.”
As a company that has powered financial institutions and leasing companies for more than 30 years, TotalSoft’s participation reaffirmed our long-term commitment to shaping a smarter, more sustainable, and more connected future for European finance.
A Meeting Point for Ideas, Innovation, and Collaboration
The convention’s agenda, meticulously curated by Leaseurope and Eurofinas, reflected the deep transformation reshaping the industry, from sustainability and digitalisation to new asset classes and AI-driven finance.
The Opening Plenary featured distinguished speakers such as Paulo Portas, former Deputy Prime Minister and Minister of Foreign Affairs of Portugal, and William De Vijlder, Economic Adviser to BNP Paribas, who offered sharp insights into how global macroeconomic and geopolitical dynamics are influencing the European financial landscape.
From there, the event unfolded into two days of engaging plenary and concurrent sessions that connected leaders, innovators, and regulators through a mix of strategic debates and real-world case studies.
Among the key highlights:
Leasing in Europe and Beyond – State of Play and Outlook explored how industry leaders from see the balance between growth, risk, and sustainable transition.
Rethinking the Asset in Asset Finance examined new usage-based business models, second-life assets, and circular economy strategies
Competitiveness Compass addressed how Europe can strengthen its innovation, decarbonisation, and financial competitiveness
The Leaseurope Future Group showcased the next generation of industry innovators, presenting ideas such as AI-driven digital valuation, explainable AI for second-life financing, and smart mobility for SMEs.
Technology as an Enabler of Sustainable Prosperity
At TotalSoft, we believe that technology is not just a tool, it is an enabler of sustainable growth, compliance, and competitiveness.
Our flagship solution, Charisma Financial Services, is designed precisely for this purpose: to empower leasing companies, banks, and financial institutions with a modular, AI-enabled, end-to-end platform that integrates seamlessly across their operations.
In an era defined by increasing regulatory requirements (from IFRS16 to DORA and ESG), rapid digitalisation, and customer expectations for transparency and speed, TotalSoft provides the systems intelligence that financial players need to stay ahead.
Through Charisma, our partners benefit from:
Automated management of complex leasing portfolios – supporting both financial and operational leases, across multiple jurisdictions and currencies.
Integrated compliance and reporting – including IFRS16, BNR, and local GAAP frameworks.
Advanced analytics and AI-powered decisioning – enhancing credit risk, asset lifecycle management, and customer engagement.
Flexible architecture – enabling quick adaptation to new products, markets, and sustainability frameworks.
By combining deep industry expertise with technology innovation, TotalSoft supports the transition toward a digital-first, customer-centric, and environmentally responsible finance ecosystem.
From Partnerships to Ecosystems
The theme of collaboration resonated throughout the Leaseurope Convention and aligns deeply with TotalSoft’s own philosophy.
We see the future of asset finance not as a competition between players, but as an ecosystem of partnerships that leverage shared data, open platforms, and integrated systems to create value.
Throughout the event, our discussions with industry leaders, regulators, and technology partners focused on how we can jointly accelerate Europe’s path toward sustainable mobility, digital leasing, and circular asset finance.
Whether through open APIs, predictive insights, or AI-enabled automation, our goal remains clear: to help our clients transform complexity into clarity and growth into long-term resilience.
Looking Ahead: Shaping the Future of Finance Together
The insights shared in Cascais underscored a vital truth: the future of finance will be defined by collaboration, innovation, and sustainability.
As a technology partner to some of the most forward-thinking financial institutions in Europe, TotalSoft remains committed to:
Building intelligent systems that empower business growth
Supporting the green and digital transformation of the leasing industry
Strengthening partnerships across Europe and beyond
We thank Leaseurope and Eurofinas for hosting such an exceptional event, and extend our appreciation to all our partners and peers who joined us in exploring how we can collectively enable a more competitive, transparent, and sustainable European financial ecosystem.
Until next year, we remain inspired by the conversations started in Cascais and energized to continue shaping the future of finance together.
