On February 26, 2025, TotalSoft officially took the first step in its 2025 international expansion journey with an exclusive event in Warsaw, marking the beginning of a strategic initiative aimed at transforming the leasing industry. Bringing together industry leaders, finance experts, and technology innovators in Warsaw, the event "Driving Innovation in Asset Financing with Charisma," was the first in a series designed to drive innovation in asset financing and strengthen TotalSoft’s partner network across Europe.
Key highlights from the event
The day kicked off with a compelling introduction by Daniel Nedelcu, Head of Partnership Development, who outlined TotalSoft’s commitment to Poland’s financial services sector. The goal? Empowering leasing and financial institutions with cutting-edge digital solutions to streamline operations, reduce friction, and enhance customer experiences.
Major trends in asset financing – What’s changing in 2025?
Presented by Andreea Paraipan, Strategy & Innovation Director, this session focused on four major trends shaping the industry:
Asset financing – The shift towards embedded lending and API-driven finance ecosystems.
Sustainability & green asset financing – The growing role of eco-friendly leasing models and carbon-reducing investments.
AI & emerging technologies – The automation of risk assessment, contract lifecycle management, and predictive analytics.
Ecosystem integration – The importance of seamless digital partnerships between banks, fintechs, and leasing companies.
👉 Takeaway: Companies that adopt AI-powered automation and green financing models will gain a competitive edge.
Charisma product tour: Leveling up asset financing
Led by Catalin Rizea, Head of Financial Services Product Innovation, this session showcased how Charisma Financial Services is driving digital transformation through:
Frictionless workflows & automation – AI-powered contract origination and real-time approvals.
Client-centric digital integration – Self-service portals, AI-driven risk analysis, and paperless financing.
Scalability for international markets – Adaptable solutions tailored for leasing companies in Poland and beyond.
👉 Takeaway: A seamless end-to-end digital journey is the future, driving efficiency and business growth.
Deutsche Leasing x TotalSoft: A Model for digital innovation
A key highlight was the panel discussion featuring Deutsche Leasing, where executives shared insights on:
How Digital Factory Poland is transforming the leasing ecosystem.
Why Poland is a strategic market for AI-driven financing models.
The long-term benefits of TotalSoft-Deutsche Leasing collaboration.
👉 Takeaway: Partnerships drive transformation. Success in asset financing requires technology-driven alliances between leasing firms, fintechs, and enterprise software providers.
The Warsaw event reaffirmed the need for automation, sustainability, and integrated digital ecosystems in asset finance. As TotalSoft continues to expand its Charisma Financial Services solutions, the Polish and the regional market is primed for growth and digital transformation.
