
Charisma Financial Services: Experience more value, time, and freedom with our expert Asset Finance software.
We are not just another digital platform that automates your front and back-office business processes.
We go beyond automation, we are value creators for your entire ecosystem of partners and clients.
30 years of expertise in building software for Financial Markets and Ecosystems
We've done it all. We've built digital experiences for leasing companies, for credit institutions, for vendor businesses (we know manufacturing, agriculture, pharma and more), for insurance brokers. You name it, we have the knowledge and solutions. Think about it:
+1,000 clients |+15 industries | +40 countries.

Why choose Charisma Financial Solutions as your
core digital platform?
Our digital platform is scalable, flexible, frictionless, onboarding all stakeholders of the New Leasing World
Optimize your Time to Yes
By speeding up decision-making and reducing time to approval.
End-to-End processes
Full coverage from sales quotes and risk decisions to contract management, accounting and collection.
Frictionless and easy-to-use
This scalable & flexible platform adapts seamlessly to your business.
Deep industry expertise
A team with hands-on experience in your sector.
Solid proven record
Reliable cross-border rollouts for international clients.
Modern architecture
Built on microservices, offering scalability, cloud readiness, and pre-built integrations.
Become a client - Enjoy top-tier service and support, no matter where you are in the world
Out of the box solutions
Dealer portal
Origination
Contract management
Client portal
Accounting
Collection

Our Clients
We believe every client is a valuable, long-term partner.
What's in it for you?
We turn transactional business to lifetime relationships by sharing and co-creating experiences with your business community.
You get to work with industry experts
Ranging from our internal knowledge to our external strategic and technology partners. Inside, we are not just business or technical consultants or software developers or great solution architects. Some of us used to be one of you. We're all here to serve you.
Flexibility & extensive customization
It is about you, not about us. So you can either go for a more standard and straightforward product, or we can build together the solution fit for you and your strategic growth.
Dedicated support services
Our great SLA will keep your solution running smoothly. Or, if you want, we can serve you with a dedicated mission that can accommodate any new business model you want to adopt.
We can speak multiple languages
We can assist you in rolling out the solutions to your subsidiaries, dealers, partners.

The Perfect Customer Experience
Rolling out in 21 countries
“By implementing Charisma, we've reached an important milestone for modernizing our IT and for establishing the foundation of the strategic development of our internal business. Especially for our vendor partners, the sales finance business in the international area is done faster, with more transparency and within an unified process al all our units' level in the Deutsche Leasing international network”
Deutsche Leasing
One team
“I am particularly proud on the speed and the quality of the achieved Charisma implementation. All of us knew as from the beginning that the challenge would be huge as we worked in a very tight timeframe due to the regulatory constraints. Excellent spirit and exemplary solidarity between TotalSoft's implementation team, BGL BNP Paribas' IT specialists and the key users of BNP Paribas Leasing Solutions allowed us to realize the target within the fixed plan”
BNP Paribas Leasing
Solutions
Service Quality and
time-to-yes
“In our field of activity, besides the actual technical proposal, what really matters is the quality of services, the professionalism and the time required to answer the client's request, no matter if the client is a dealer or the final customer. The prject "Quick Quotation" as we called it, is a BCR Leasing innovation and we have the conviction that it will change the way many leasing companies work”
BCR Leasing
(Erste Group)